Privacy Policy

CARIBANA INC ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (the-caribana.com) or interact with our services.

Information We Collect

Information You Provide to Us

We may collect personal information that you voluntarily provide when you:

• Complete our contact or funding inquiry form
• Subscribe to communications from us
• Correspond with us via email or other channels

This information may include your name, email address, phone number, business name, funding needs, and any other information you choose to provide.

Information Collected Automatically

When you visit our website, we may automatically collect certain information about your device and usage patterns, including your IP address, browser type, operating system, referring URLs, and pages viewed. This information is collected through standard web technologies such as cookies and analytics tools.

How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and funding requests
• Evaluate your business for potential funding solutions
• Communicate with you about our products and services
• Improve our website and customer experience
• Comply with legal and regulatory obligations

How We Share Your Information

We do not sell your personal information. We may share your information with:

• Service providers who assist in operating our business (e.g., hosting, analytics, email delivery)
• Professional advisors such as lawyers, auditors, and accountants as necessary
• Regulatory authorities when required by law or legal process

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS & Text Message Communications

If you opt in to receive SMS or text messages from CARIBANA INC, the following terms apply:

• You consent to receive recurring marketing and promotional SMS/MMS messages from CARIBANA INC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply. Please contact your wireless carrier for details about your messaging plan.
• You may opt out at any time by replying STOP to any message. After opting out, you will receive a one-time confirmation message and will no longer receive SMS communications from us.
• For assistance, reply HELP to any message or contact us at jack@the-caribana.com.
• Consent is NOT a condition of purchase. You may inquire about or receive our services without opting in to SMS communications.

Data Security

We implement reasonable technical, administrative, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Your Rights and Choices

You may:

• Request access to the personal information we hold about you
• Request correction of inaccurate personal information
• Request deletion of your personal information, subject to legal requirements
• Opt out of marketing communications at any time

To exercise any of these rights, please contact us at jack@the-caribana.com.

Cookies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect usage data. You can control cookie settings through your browser preferences. Disabling cookies may affect certain features of our website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete that information.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of our website after any changes constitutes acceptance of the revised policy.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

CARIBANA INC
5250 Grand Ave
Gurnee, IL 60031
Email: jack@the-caribana.com