Built to Fund Directly

We are a direct lender — no brokers, no intermediaries. CARIBANA INC provides business funding with the clarity and precision that growth demands.

Who we are

CARIBANA INC is a direct lending company headquartered in Gurnee, Illinois. We specialize in providing working capital, revenue-based financing, and equipment funding to businesses across the United States.

As a direct lender, we control the entire funding process — from application through underwriting to disbursement. This means faster decisions, transparent terms, and a single point of contact throughout your funding experience.

Our approach

Every business operates within a unique financial ecosystem. We take the time to understand your revenue patterns, operational needs, and growth objectives before structuring a funding solution. This is not one-size-fits-all capital — it is funding engineered for your specific situation.

Direct lending, defined

When we say direct lender, we mean it. Your application is reviewed by our team. Your funding comes from our capital. Your relationship is with us — from first conversation to final payment. No middlemen inflating costs or delaying decisions.

What drives us

Transparency

Every rate, term, and fee is communicated clearly before you commit. We believe informed decisions build lasting partnerships.

Speed

Business opportunities don't wait. Our streamlined underwriting process delivers funding decisions quickly — often within one business day.

Partnership

We succeed when our clients succeed. Every funding decision is made with your long-term business health in mind, not just the immediate transaction.

Ready to work with a direct lender?

Experience the clarity and efficiency of funding from a team that controls the entire process.

Get in Touch